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Code · CFR · Title 12 — Banks and Banking · Part 217 — Capital Adequacy of Bank Holding Companies, Savings and Loan Holding Companies, and State Member Banks (Regulation Q) · § 217.162

§ 217.162. Mechanics of risk-weighted asset calculation.

144 words·~1 min read·/us/cfr/t12/s§ 217.162·

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(a)If a Board-regulated institution does not qualify to use or does not have qualifying operational risk mitigants, the Board-regulated institution's dollar risk-based capital requirement for operational risk is its operational risk exposure minus eligible operational risk offsets (if any).
(b)If a Board-regulated institution qualifies to use operational risk mitigants and has qualifying operational risk mitigants, the Board-regulated institution's dollar risk-based capital requirement for operational risk is the greater of:
(1)The Board-regulated institution's operational risk exposure adjusted for qualifying operational risk mitigants minus eligible operational risk offsets (if any); or
(2)0.8 multiplied by the difference between:
(i)The Board-regulated institution's operational risk exposure; and
(ii)Eligible operational risk offsets (if any).
(c)The Board-regulated institution's risk-weighted asset amount for operational risk equals the Board-regulated institution's dollar risk-based capital requirement for operational risk determined under sections 162(a) or
(b)multiplied by 12.5.
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§ 217.162
Mechanics of risk-weighted asset calculation.
Fed. Reg.×3
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